India Post 399/-Policy Benefits cover 10 lac schemes all details 2023

India Post 399/-Policy Benefits cover 10 lac schemes all details 2023

Post Office Insurance Policy scheme 

Nowadays many accidents are seen in the run-of-the-mill life. In order to protect himself as well as his family from these accidents, every person should take Accidental Insurance ie Accidental Insurance Policy. In this scheme, not only financial help is given for your treatment at the time of an accident, but if the policyholder dies in an accident, then his family is also given the benefit of this insurance. Many companies are offering different types of insurance policies. But the Indian Postal Department has come up with a special insurance policy for its customers.

Account holders of India Post Payments Bank will get benefits Two types of policies are being offered by India Post Payments Bank of Post Office. In which you are given an insurance cover of up to Rs 10 lakh for just Rs 299 and Rs 399. The benefit of this scheme will be given only to the account holders of India Post Payments Bank. This means that if you want to get this insurance policy, then you will have to open your account in India Post Payment Bank.Coverage of Rs 10 lakh on the death of the policyholder. Under this policy, if a policyholder is injured in an accident, then expenses are paid for hospitalization and treatment. Meanwhile, if the policyholder dies in an accident, then a compensation of Rs 10 lakh is given for the survival of the policyholder's family and children.

Benefit Of 399/- policy of Post Office

Benefits of insurance policy of Rs 399 According to this accident insurance policy, you will have to deposit a premium of Rs 399 on an annual basis. Account holders of India Post Payments Bank whose age is between 18 to 65 years can take advantage of this insurance scheme. Under this plan, insurance coverage of 10 lakh is given in case of partial disability, complete disability or accidental dismemberment or paralysis of the policyholder at the time of accident. In this, medical expenses up to IPD 60 thousand and accident medical expenses OPD up to 30 thousand (fixed or actual claim, whichever is less) are given.

Important Link:- 

પોસ્ટ ઓફીસ 10 લાખની વીમા પોલિસી હિન્દીમાં વાંચવા અહીં ક્લિક કરો

Daily cash or daily cash is given to the policyholder for 10 days during hospitalization for 1000 rupees per day. Along with this, 25 thousand rupees are given for the transportation of family members to and from the hospital. In this, on the death of the policyholder after an accident, a coverage of Rs 10 lakh is given to the family of the policyholder. At the same time, on the death of the policyholder, five thousand rupees or money is given to the family for the actual expenses for his last rites. Apart from this, education benefits are also given to the children of the policyholder after his death. Under this, a maximum of two children of the policyholder will get 10 percent of the policy or one lakh (whichever is less) for education.